Costa, José ViltonSilva, Thercia Rodrigues Santos da2022-12-202022-12-202022-12-09SILVA, Thercia Rodrigues Santos da. Impactos da pandemia da covid-19 no índice de sinistralidade das operadoras de saúde suplementar do Brasil. 2022. 34f. Trabalho de Conclusão de Curso (Graduação em Ciências Atuariais) — Departamento de Demografia e Ciências Atuariais, Universidade Federal do Rio Grande do Norte, Natal, 2022.https://repositorio.ufrn.br/handle/123456789/50303A descriptive study to evaluate the impacts of the COVID-19 pandemic on the accident rate of Supplementary Health Operators in Brazil through the analysis of accounting audits, assistance, and registration data made available by the National Supplementary Health Agency (ANS). To this end, all operating operators that offer medical assistance coverage, with or without dentistry, and have active beneficiaries between the first quarter of 2018 and the second quarter of 2022 were evaluated. significant in the loss ratio, however this indicator started to grow in the second quarter of 2021. Given the above, it was possible to conclude that the COVID-19 pandemic did not affect Health Care Plan Operators until 2020, however the growth trend observed from the second quarter of 2021 offers medium and long-term risks to operators.COVID-19SinistralidadeAgência Nacional de Saúde SuplementarOperadoras de Plano de SaúdeLoss ratioNational Supplementary Health AgencyHealth care companiesbachelorThesis